Dilip Gupta
I build companies that create real value. Over the past 24 years, I have founded 10+ businesses across finance, healthcare, technology, and real estate, always with an eye on sustainable growth and strong governance.
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Numbers That Matter
Quantified results spanning two decades of entrepreneurship across multiple industries and markets.
Dilip Gupta is a proven entrepreneur who has spent 24+ years building sustainable, multi-sector businesses that serve over 10,000 clients and have positively impacted 50,000+ lives through healthcare and wellness initiatives.
Timeline of Growth
A timeline view of how strategic decisions and sector expansions built the foundation for a multi-business enterprise.
2000 | JMD Group Founded
Started JMD Group, which today operates across real estate, healthcare, finance, technology, and banking with professional management systems in place.
2004 | Jai Mata Di Co-operative Society
Established a cooperative credit society serving 1,200+ members with a focus on community-based financial inclusion and accessible lending.
2010 | Diversification into Finance & IT
Scaled up Balaji Finance and Siddhivinayak Infotech to provide lending solutions and IT services to underserved businesses and individuals.
2010 | Healthcare Initiative Launched
Established One N One Vaccination programs that today impact 50,000+ lives across 30+ locations, delivering measurable preventive healthcare results.
2011 | Solution Hai Technologies
Built a high-performance IT company delivering custom software, web/mobile apps, and digital transformation solutions for businesses across sectors.
2023 | Pharmacy Retail Launch
Grew healthcare retail and diagnostic services to 50+ locations, emphasizing reliable service, affordable pricing, and accessible patient care.
2024 | Investment Services & B2B Platform
Launched investment advisory services and a B2B business network to support traders, retailers, and small and medium enterprises.
Current Leadership Roles
A look at the key leadership positions I currently hold across the group companies.
Core Leadership
CEO & Founder - JMD Group
Since 2000 (24+ years)
Leading 500+ employees with Rs. 100 crore+ in revenue across diverse sectors including real estate, healthcare, finance, technology, and banking.
Founder - Solution Hai Technologies
Since 2011 (13+ years)
Growing a technology company from the ground up to 150+ employees and 50+ clients across software and digital services.
Director & CEO - Jai Mata Di Co-operative
Since 2004 (20+ years)
Managing a cooperative institution with 20+ years of consistent growth, focused on member benefits and financial stewardship.
Operational Roles
Director & Operations Head - Balaji Finance
Since 2010 (16+ years)
Leading finance operations for 5,000+ clients with Rs. 50 crore+ in managed assets and a focus on responsible lending.
Director & Sales Head - Siddhivinayak Infotech
Since 2010 (16+ years)
Overseeing technology solutions and cybersecurity services for 200+ clients with ISO 27001 certified delivery standards.
Director & Operations Manager - One N One Chemist & Druggist
Since 2023
Managing pharmacy and diagnostics retail operations across 50+ locations serving 4,000+ customers daily.
Our Ventures
A portfolio of 10+ businesses, each addressing a distinct market opportunity while benefiting from shared strategy, technology infrastructure, and governance frameworks.
JMD Group of Companies
JMD Group of Companies is a diversified business conglomerate based in Mumbai, providing strategic direction, governance, and growth support to its portfolio of companies.
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Solution Hai Technologies
Solution Hai Technologies specializes in building custom software and digital solutions that address genuine business challenges with measurable, long-lasting results.
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Balaji Finance
Balaji Finance provides fast, reliable loans to individuals, traders, and SMEs in Mumbai, built on a foundation of responsible lending and customer-focused service.
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Siddhivinayak Infotech
Siddhivinayak Infotech provides reliable security and IT solutions including CCTV installation, surveillance systems, annual maintenance, and on-site technical assistance.
- Infrastructure deployment
- Cyber controls
- Support management
- Consulting
One N One Chemist
One N One Chemist brings quality medicines and wellness essentials closer to communities through a network of conveniently located neighborhood pharmacies.
- Quality medicines access
- Wellness essentials availability
- Neighborhood pharmacy network support
One N One Investment
One N One Investment provides investment advisory, portfolio planning, and research-backed market guidance for informed financial decision-making.
- Portfolio advisory
- Market research inputs
- Trade execution support
One N One Vaccination
One N One Vaccination coordinates vaccination drives and preventive health programs through structured field logistics and community outreach.
- Vaccination programs
- Preventive healthcare camps
- Awareness drives
- Outreach support
Jai Mata Di Co-operative Credit Society Ltd
A community finance cooperative providing transparent savings options and member-focused lending, governed by cooperative principles and local participation.
- Member deposits
- Credit access
- Cooperative finance support programs
Arogya Biotech
Arogya Biotech focuses on healthcare product innovation and research-based services that support and enhance local healthcare programs.
- Healthcare R&D
- Product development
- Clinical support
Vaastu Infra
Vaastu Infra delivers infrastructure and real estate solutions with a focus on structured planning, quality control, and reliable project execution.
- Construction planning
- Execution oversight
- Quality checks
- Budget control
Vyapari Network Mumbai
Vyapari Network strengthens business-to-business connections and market participation for traders, retailers, and small businesses in Mumbai.
- B2B network enablement
- Trade support
- Local activation programs
JMD Enterprises
JMD Enterprises supports the groups commercial operations, vendor coordination, and market-facing execution initiatives across all portfolio companies.
- Commercial operations support
- Vendor coordination
- Market execution programs
Each business follows tailored KPIs and governance structures that enable local responsiveness while upholding group standards for reliability, compliance, and sustainable value creation.
Measuring Our Impact
Measurable results across capital efficiency, job creation, customer confidence, and expanded healthcare accessibility.
By combining disciplined financial stewardship with a focus on social impact, we build businesses that are resilient across market cycles and economic conditions.
Services & Responsibilities
A comprehensive breakdown of operating models, service offerings, and competitive advantages across all our ventures.
JMD Group of Companies - CEO & Founder
Group-level strategy, governance, cross-company synergy, capital planning, hiring leadership, and expansion roadmaps across finance, healthcare, technology, and infrastructure verticals.
- Products/Services: Multi-sector business management, financial structuring, healthcare operations enablement, and strategic consulting.
- USP: Unified umbrella model that combines diversified growth with centralized governance, enabling scale without losing operational control.
Balaji Finance - Director & Operations Head
End-to-end oversight of lending operations, credit policy, collections framework, compliance controls, and customer-retention strategy.
- Products/Services: Personal loans, SME funding, secured and unsecured credit products, and advisory support for repayment planning.
- USP: Fast disbursal pipeline backed by disciplined risk checks and relationship-first servicing for long-term borrower trust.
Jai Mata Di Co-operative Credit Society - Director & CEO
Institutional leadership across member acquisition, co-operative governance, savings programs, treasury discipline, and community engagement.
- Products/Services: Savings and deposit products, member credit services, financial inclusion initiatives, and cooperative banking support.
- USP: Community-led financial model with high trust, transparent governance, and inclusive credit access for grassroots members.
Siddhivinayak Infotech - Director
Technology delivery leadership spanning solution architecture, cybersecurity posture, IT modernization planning, and enterprise support operations.
- Products/Services: IT infrastructure, cybersecurity implementation, managed support, business software deployment, and digital consulting.
- USP: Practical and secure technology execution built for SMEs that need reliability, affordability, and measurable outcomes.
One N One Trading - Director
Channel development, procurement strategy, vendor alignment, and high-frequency distribution operations across regional business networks.
- USP: Speed-focused supply and distribution network with strong partner relationships and dependable market responsiveness.
JMD Builder - Director
Project planning, contractor coordination, execution monitoring, and quality controls for residential and commercial development initiatives.
- USP: Balanced approach to construction quality, budget discipline, and on-time delivery with local market intelligence.
One N One Vaccination Camps - Director & Operations Lead
Public-health operations management including camp planning, partner hospitals coordination, field logistics, and last-mile execution in urban clusters.
- Products/Services: Preventive healthcare camps, vaccination drives, awareness programs, and institutional health outreach.
- USP: High-volume, low-friction healthcare delivery model focused on accessibility, affordability, and measurable community impact.
Leadership Playbooks
Detailed strategy cards for each company have been restored and expanded with more information.
Major Projects
A selection of projects that show the kind of work we do, the scale we operate at, and the results we deliver.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Director, Balaji Finance | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | CEO, Jai Mata Di Co-op | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Director, Siddhivinayak Infotech | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Director, One N One Chemist | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Operations Lead, One N One Vaccination | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Testimonials
Here is what industry leaders have to say about working with me and the kind of results we deliver.
"Dilip excels at navigating complexity and delivering measurable results. His strategic vision, combined with operational discipline and market timing, is truly exceptional."
Rajesh Sharma
Partner, Real Estate Consortium"His deep knowledge of digital transformation has strengthened our competitiveness, improved execution efficiency, and prepared us for the technology demands of tomorrow."
Priya Desai
CEO, Tech Services"Dilip embodies modern leadership at its best, balancing rapid growth with governance discipline, stakeholder trust, and meaningful social impact."
Vikram Patel
Investor & Board AdvisorEducation & Qualifications
My educational journey includes formal academics, specialized professional training, and executive management programs.
Bachelor in Management Studies
Ramniranjan Jhunjhunwala College, Mumbai - 2017 to 2021 (Grade A)
Diploma in Nautical Science
Training Ship Rahaman, Mumbai - 2010 to 2011 (Grade A)
Executive Program in Business Strategy
IIM Ahmedabad - Management Development Programme
General Operator Certificate
Indian Maritime University - 2011
High School - Science
Shree Sanatan Dharma, Mumbai - 2007 to 2010
Advanced Leadership Certification
Harvard Business School Online - 2019
Skills & Expertise (25+)
Expertise across technology, strategy, operations, and business growth, developed through 24+ years of entrepreneurial leadership.
Technical Skills
Technology-oriented execution strengths that support scalable systems, secure operations, and measurable delivery outcomes.
- Product Lifecycle Management
- Business Development
- Digital Marketing
- Project Management
- Lean Six Sigma
- Enterprise Resource Planning
- Cybersecurity
- IT Sales & Support
- Risk Management
Management Skills
Leadership and operating capabilities used to build teams, improve systems, and sustain long-horizon enterprise growth.
- Brand Management
- Operations Management
- Customer Relationship Management
- Integrated Marketing
- Market Development
- Process Optimization
- Change Management
- Strategic Initiatives
- Performance Management
My Certifications
Verified certifications spanning business analytics, project delivery, digital marketing, and executive leadership development.
Lean Six Sigma White Belt
Educate 360 - June 2024
Business Analytics with Excel
Simplilearn - Feb 2023
CAPM (Project Management)
Simplilearn - Feb 2023
Digital Marketing
HubSpot Academy - Jan 2023
Revenue Operations
HubSpot Academy - Jan 2023
Social Media Strategy
HubSpot Academy - Jan 2023
Lean Six Sigma White Belt
AVETA - Sep 2022
Sustainable Development Goals
University of Copenhagen - May 2020
Personality Development
Tech Mahindra - Mar 2017
Advance Fire Fighting
Training Ship Rahaman - Sep 2013
Survival Craft & Rescue Boats
Training Ship Rahaman - Sep 2013
Marine Environment Protection
MSC Mediterranean - Oct 2013
Advanced Leadership
Harvard Business School Online - 2019
Common Questions
Common questions answered about my professional background, business portfolio, sectors of operation, and contact information.
Contact
Connect with me for partnerships, investment discussions, mentorship, speaking engagements, or strategic advisory conversations.
Primary Email
Business Email
Phone
Website
Use the business contact channels above for the fastest response on enterprise collaborations, strategic consulting, or investment-related inquiries.
Photos
Images from the journey, showcasing leadership activities, venture milestones, strategy sessions, and ecosystem connections.
Social Media
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