Dilip Gupta
I build companies that create real value. Over the past 24 years, I have founded 10+ businesses across finance, healthcare, technology, and real estate, always with an eye on sustainable growth and strong governance.
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Snapshot
The numbers that tell the story of 24+ years of building and scaling multi-sector businesses.
Dilip Gupta is an entrepreneur who has spent over two decades building businesses that serve more than 10,000 clients and touch over 50,000 lives through healthcare initiatives. His approach combines practical execution with a long-term vision.
Timeline of Growth
A look at the strategic decisions and breakthrough moments that defined the growth of our business ecosystem.
2000 | Established JMD Group
Started JMD Group, which today operates across real estate, healthcare, finance, technology, and banking with professional management systems in place.
2004 | Founded Jai Mata Di Co-operative
Set up a cooperative credit society that now serves over 1,200 members, offering trusted community-based financial services and credit access.
2010 | Balaji Finance & Siddhivinayak Infotech
Grew Balaji Finance and Siddhivinayak Infotech to address the need for accessible finance and enterprise-grade technology solutions.
2010 | Healthcare Services Expansion
Established One N One Vaccination programs that today impact 50,000+ lives across 30+ locations, delivering measurable preventive healthcare results.
2011 | Solution Hai Technologies
Founded a tech company that builds innovative software, web and mobile applications, and leads digital transformation initiatives for businesses.
2023 | Healthcare Retail Expansion
Grew healthcare retail and diagnostic services to 50+ locations, emphasizing reliable service, affordable pricing, and accessible patient care.
2024 | Expanding into Investment & B2B
Built an investment advisory arm and a B2B trade network that connects traders, retailers, and SMEs across the business ecosystem.
Leadership & Responsibilities
An overview of my current leadership mandates and operational responsibilities across the group.
Leading the Group
CEO & Founder - JMD Group
Since 2000 (24+ years)
Steering a 500+ member team and Rs. 100 crore+ group revenue across real estate, healthcare, finance, technology, and banking.
Founder - Solution Hai Technologies
Since 2011 (13+ years)
Growing a technology company from the ground up to 150+ employees and 50+ clients across software and digital services.
Director & CEO - Jai Mata Di Co-operative
Since 2004 (20+ years)
Managing a cooperative institution with 20+ years of consistent growth, focused on member benefits and financial stewardship.
Operational Roles
Director & Operations Head - Balaji Finance
Since 2010 (16+ years)
Operational oversight of lending operations serving 5,000+ clients with Rs. 50 crore+ in assets under management.
Director & Sales Head - Siddhivinayak Infotech
Since 2010 (16+ years)
Leading sales and delivery of technology, cybersecurity, and infrastructure solutions for 200+ clients with ISO 27001 certification.
Director & Operations Manager - One N One Chemist & Druggist
Since 2023
Managing pharmacy and diagnostics retail operations across 50+ locations serving 4,000+ customers daily.
Group Companies
Each of the 10+ businesses in this portfolio serves a specific market need. They operate independently but share leadership, technology, and a common vision for quality and growth.
JMD Group of Companies
JMD Group of Companies serves as the strategic backbone for its portfolio businesses, offering governance, direction, and shared resources from its Mumbai headquarters.
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Solution Hai Technologies
Solution Hai Technologies creates tailored software and digital solutions that address real business needs, focusing on measurable impact and sustainable support.
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Balaji Finance
Balaji Finance delivers speedy and trustworthy lending solutions to Mumbai's individuals, traders, and small businesses, with a strong commitment to responsible credit practices.
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Siddhivinayak Infotech
Siddhivinayak Infotech provides CCTV, surveillance, and IT support services. We handle installation, annual maintenance, and on-site technical help with a focus on reliability.
- Infrastructure deployment
- Cyber controls
- Support management
- Consulting
One N One Chemist
One N One Chemist makes it easier for people to get quality medicines and wellness products through a network of neighborhood pharmacy stores.
- Quality medicines access
- Wellness essentials availability
- Neighborhood pharmacy network support
One N One Investment
One N One Investment offers market advisory services, portfolio planning, and research-based guidance to help investors make informed decisions.
- Portfolio advisory
- Market research inputs
- Trade execution support
One N One Vaccination
One N One Vaccination delivers preventive healthcare and vaccination services through well-organized field operations and community engagement programs.
- Vaccination programs
- Preventive healthcare camps
- Awareness drives
- Outreach support
Jai Mata Di Co-operative Credit Society Ltd
A community-based financial organization providing transparent savings and credit services, governed by cooperative principles and member participation.
- Member deposits
- Credit access
- Cooperative finance support programs
Arogya Biotech
Arogya Biotech focuses on healthcare product innovation and research-based services that support and enhance local healthcare programs.
- Healthcare R&D
- Product development
- Clinical support
Vaastu Infra
Vaastu Infra provides end-to-end infrastructure and real estate services, from project planning through delivery, with strict quality controls.
- Construction planning
- Execution oversight
- Quality checks
- Budget control
Vyapari Network Mumbai
Vyapari Network creates B2B networking opportunities and market access for traders, retailers, and SMEs throughout Mumbai.
- B2B network enablement
- Trade support
- Local activation programs
JMD Enterprises
JMD Enterprises supports the groups commercial operations, vendor coordination, and market-facing execution initiatives across all portfolio companies.
- Commercial operations support
- Vendor coordination
- Market execution programs
Our model gives each business the autonomy to pursue sector-specific goals with tailored KPIs, while shared governance ensures consistency, compliance, and long-term value creation.
Measuring Our Impact
Demonstrated outcomes in capital efficiency, employment generation, client trust, and healthcare access across our portfolio.
By combining disciplined financial stewardship with a focus on social impact, we build businesses that are resilient across market cycles and economic conditions.
Detailed Portfolio Overview
Understanding the scope, product mix, and differentiators of each venture and how they align with local market needs.
JMD Group of Companies - CEO & Founder
Group-level strategy, governance, cross-company synergy, capital planning, hiring leadership, and expansion roadmaps across finance, healthcare, technology, and infrastructure verticals.
- Products/Services: Multi-sector business management, financial structuring, healthcare operations enablement, and strategic consulting.
- USP: Unified umbrella model that combines diversified growth with centralized governance, enabling scale without losing operational control.
Balaji Finance - Director & Operations Head
End-to-end oversight of lending operations, credit policy, collections framework, compliance controls, and customer-retention strategy.
- Products/Services: Personal loans, SME funding, secured and unsecured credit products, and advisory support for repayment planning.
- USP: Fast disbursal pipeline backed by disciplined risk checks and relationship-first servicing for long-term borrower trust.
Jai Mata Di Co-operative Credit Society - Director & CEO
Institutional leadership across member acquisition, co-operative governance, savings programs, treasury discipline, and community engagement.
- Products/Services: Savings and deposit products, member credit services, financial inclusion initiatives, and cooperative banking support.
- USP: Community-led financial model with high trust, transparent governance, and inclusive credit access for grassroots members.
Siddhivinayak Infotech - Director
Technology delivery leadership spanning solution architecture, cybersecurity posture, IT modernization planning, and enterprise support operations.
- Products/Services: IT infrastructure, cybersecurity implementation, managed support, business software deployment, and digital consulting.
- USP: Practical and secure technology execution built for SMEs that need reliability, affordability, and measurable outcomes.
One N One Trading - Director
Channel development, procurement strategy, vendor alignment, and high-frequency distribution operations across regional business networks.
- USP: Speed-focused supply and distribution network with strong partner relationships and dependable market responsiveness.
JMD Builder - Director
Project planning, contractor coordination, execution monitoring, and quality controls for residential and commercial development initiatives.
- USP: Balanced approach to construction quality, budget discipline, and on-time delivery with local market intelligence.
One N One Vaccination Camps - Director & Operations Lead
Public-health operations management including camp planning, partner hospitals coordination, field logistics, and last-mile execution in urban clusters.
- Products/Services: Preventive healthcare camps, vaccination drives, awareness programs, and institutional health outreach.
- USP: High-volume, low-friction healthcare delivery model focused on accessibility, affordability, and measurable community impact.
Business Playbooks
Card-style overviews for each company, now restored and enriched with expanded details and insights.
Flagship Projects
A portfolio of key projects highlighting our ownership of delivery, scale of operations, and quantifiable outcomes.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Director, Balaji Finance | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | CEO, Jai Mata Di Co-op | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Director, Siddhivinayak Infotech | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Director, One N One Chemist | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Operations Lead, One N One Vaccination | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Testimonials
What business leaders and partners appreciate about strategic clarity, execution quality, and cross-sector leadership.
"Dilip has a rare ability to turn complex challenges into clear results. He brings together the right people, resources, and market timing in a way that consistently delivers."
Rajesh Sharma
Partner, Real Estate Consortium"Dilips digital transformation expertise has sharpened our competitive edge, reduced execution friction, and positioned us strongly for future technology challenges."
Priya Desai
CEO, Tech Services"Dilip demonstrates how to grow businesses aggressively while maintaining governance discipline, building stakeholder trust, and delivering genuine social impact."
Vikram Patel
Investor & Board AdvisorEducation & Qualifications
Formal education, specialized training, and executive development programs that have contributed to my professional growth.
Bachelor in Management Studies
Ramniranjan Jhunjhunwala College, Mumbai - 2017 to 2021 (Grade A)
Diploma in Nautical Science
Training Ship Rahaman, Mumbai - 2010 to 2011 (Grade A)
Executive Program in Business Strategy
IIM Ahmedabad - Management Development Programme
General Operator Certificate
Indian Maritime University - 2011
High School - Science
Shree Sanatan Dharma, Mumbai - 2007 to 2010
Advanced Leadership Certification
Harvard Business School Online - 2019
Skills & Expertise (25+)
A well-rounded set of skills spanning technology, strategy, operations, and business leadership built over 24+ years.
Technical Skills
Technology-oriented execution strengths that support scalable systems, secure operations, and measurable delivery outcomes.
- Product Lifecycle Management
- Business Development
- Digital Marketing
- Project Management
- Lean Six Sigma
- Enterprise Resource Planning
- Cybersecurity
- IT Sales & Support
- Risk Management
Management Skills
Leadership and operating capabilities used to build teams, improve systems, and sustain long-horizon enterprise growth.
- Brand Management
- Operations Management
- Customer Relationship Management
- Integrated Marketing
- Market Development
- Process Optimization
- Change Management
- Strategic Initiatives
- Performance Management
Professional Certifications
Professional certifications in analytics, project management, digital growth, and leadership development from recognized institutions.
Lean Six Sigma White Belt
Educate 360 - June 2024
Business Analytics with Excel
Simplilearn - Feb 2023
CAPM (Project Management)
Simplilearn - Feb 2023
Digital Marketing
HubSpot Academy - Jan 2023
Revenue Operations
HubSpot Academy - Jan 2023
Social Media Strategy
HubSpot Academy - Jan 2023
Lean Six Sigma White Belt
AVETA - Sep 2022
Sustainable Development Goals
University of Copenhagen - May 2020
Personality Development
Tech Mahindra - Mar 2017
Advance Fire Fighting
Training Ship Rahaman - Sep 2013
Survival Craft & Rescue Boats
Training Ship Rahaman - Sep 2013
Marine Environment Protection
MSC Mediterranean - Oct 2013
Advanced Leadership
Harvard Business School Online - 2019
FAQs
Quick answers about my background, the businesses I run, the sectors we work in, and how to get in touch.
Contact Me
Let's talk about partnerships, investments, mentorship, speaking opportunities, or strategic advisory collaborations.
Primary Email
Business Email
Phone
Website
For enterprise collaborations, strategic consulting engagements, or investor inquiries, the business contact channels above provide the most direct route.
Photos
A visual tour of the entrepreneurial journey, capturing leadership events, business milestones, and community building.
Find Me On Social
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